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Today, many financial institutions offer all types of financial services, such as banking, mutual funds, securities services, and insurance services. Although financial institutions overlap in the services they offer, the services that can be offered are distinctly different. The discussion of financial services in FINANCIAL INSTITUTIONS & MARKETS, International Edition, is organized by this type of service. Each type of financial market is described, focusing on the securities that are trade in that market and the participation by financial institutions. Pedagogical features, such as chapter summaries, learning objectives, and internet exercises, give you the tools you need to comprehend financial markets and institutions.